A certain amount of risk must be accepted if return targets are to be attained. AP2 therefore strives consistently to ensure that the risk taken is calculated in advance – and can subsequently be controlled.

The key to good risk management is to maintain a high level of risk awareness within the organization. This applies both to operational risks and other financial risks in the form of market, credit and liquidity risk.

AP2’s risk management comprises three independent but collaborative functions: Risk Budgeting, Compliance (legal and ethical compliance) and Risk Management.

The key to good risk management is to maintain a high level of risk awareness within the organization.